Care Fees Advice and Investment Specialist

Future Care

As peoples’ life spans lengthen, more and more pressure is being placed on the long term care system.  The chances of a future government being able to fully fund personal care is remote no matter what politicians say at election time. Even in Scotland where personal care is supposedly ‘free’, many of the better quality care home fees are higher than the maximum allowed by the Scottish Executive and self funding elderly people still have to top up the difference.   The funding for long term care in this country is both complex and unfair; to an extent it is a post code lottery with some local authorities being more generous than others.

 

Being able to plan ahead is an option more and more people are being forced to consider.  At age 65, one in three women and one in five men will need some form of long term care before they die, according to the Royal Commission on long term care funding.  

 

Only one company in the UK is currently offering pre-funded long term care insurance, although one other has just introduced a plan which will pay a lump sum on the failure of three activities of daily living or diagnosis of one of three age related illnesses.

 

For further details please complete the form below.

 

 

 

 

Capital Care Financial Services Ltd is authorised and regulated by  the Financial Services Authority.

Capital Care Financial Services Ltd is entered on the FSA register (http://www.fsa.gov.uk) under reference 435067.