Care Fees Advice and Investment Specialist

The system of funding care in the UK is very complicated. Even more so now  that there are separate regional parliaments all making slightly different decisions about budgets.

 

Some of the main benefits are means tested.  

 

Broadly speaking the main benefits operate as follows:

Do I have to pay for care?

Need

Benefit

Means tested

Needing some care during the daytime.

Lower rate Attendance Allowance.

No

Needing care both day and night.

Higher rate Attendance Allowance

No

Moving from hospital to nursing home.

Possible continuing NHS funding (only in exceptional circumstances)

No

Selling property with remaining assets below current threshold.

Local authority assistance up to 12 weeks

Yes

Assets below current threshold.

Local authority financial assistance. However many care homes may require a third party top up if their fees are above the LA level.

Yes

  “ Thank you for all the help and advice you have given to my sister and I since our mother had her stroke.

You have guided us through the minefield of welfare provision for the elderly with tact and understanding.

Our sincere thanks”.

Capital Care Financial Services Ltd is authorised and regulated by  the Financial Services Authority.

Capital Care Financial Services Ltd is entered on the FSA register (http://www.fsa.gov.uk) under reference 435067.